At Shah Financial, we believe in building trust through transparency, ethical practices, and a commitment to our clients’ best interests. This Disclosures page outlines important information about our regulatory status, compensation structure, and how we manage potential conflicts of interest.
About Shah Financial
Shah Financial is a brand name under which mutual fund distribution and personal finance services are offered. The business is conducted in the individual names of:
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Mrs. Darshini Prakash Shah – AMFI Registration Number (ARN): 118122
- Mr. Prakash Anil Shah – AMFI Registration Number (ARN): 158495
Both individuals operate under the AMFI framework and comply with the code of conduct laid down by the Association of Mutual Funds in India (AMFI).
Nature of Services
We provide mutual fund distribution, insurance facilitation, and goal-based investment planning to individuals, families, and entrepreneurs. Our services are designed to help clients make informed financial decisions aligned with their life goals.
Regulatory Status
We are AMFI-registered mutual fund distributors. We are not registered as SEBI Registered Investment Advisers (RIA) and hence do not provide fee-only advisory services under SEBI’s advisory regulations.
All investment services are offered under the applicable AMFI guidelines and distributor model.
Compensation and Fees
As mutual fund distributors, we are compensated by Asset Management Companies (AMCs) in the form of: Ongoing trail commissions based on the assets under distribution. We may also receive compensation from insurance companies or other product providers when applicable.
We do not charge a direct advisory fee from clients for mutual fund-related services. All commission structures are transparently disclosed upon request or during onboarding.
Conflict of Interest
Since our revenue comes from the product providers, a potential conflict of interest may exist. However, we are committed to a client-first approach and ensure that all product recommendations are made based on your financial goals, time horizon, and risk profile.
Product Recommendations
We recommend mutual funds, insurance policies, and other investment products based on suitability and alignment with your financial plan. We do not guarantee returns and encourage clients to read all scheme-related documents carefully before investing.
No Guarantee or Warranty
Investments in mutual funds and market-linked products are subject to market risks. Past performance is not indicative of future results. We do not provide any guarantee or assurance on performance or outcomes.
Client Confidentiality
We uphold the highest standards of confidentiality when it comes to your personal and financial information. For details on how your data is collected and protected, please refer to our Privacy Policy.
Third-Party Links
Our website may contain links to external websites for your convenience. We are not responsible for the accuracy, completeness, or privacy practices of those sites.
Disclaimer
The content provided on this website is for informational purposes only and should not be construed as professional financial advice. Please consult with a qualified financial professional before making any investment decisions.